Today health in Ukraine gained criteria of economic dependence. According to a United Nations report on human development can be traced direct relationship of health status on the level of financial security. In particular, the category of people with incomes above the average sick for 30-50% less than the others, because it has the ability to apply preventive measures to carry out early and timely diagnosis, receive better treatment.
If you have firmly decided that need insurance policy should begin with finding the right insurance company that can be trusted with their money and security. Hang in this choice only on brochures and promises stupid. Preferably just stop at that company, which has had to deal your relatives or friends and were satisfied with its services. Ask friends, maybe someone insured corporate health insurance, often large contracts placed "fittest" insurance market. So you have a choice company will choose an optimal health insurance.
When choosing a policy, special attention should be paid to the presence or absence of a temporary franchise, ie the period since the beginning of the contract until the services. We look at the limits sublimity by type, program options and Drug Administration. Preferably, clinics and pharmacies geographically located in the area of residence or work. You should also carefully examine the exception list and timing of application for payment.
It is desirable that medical institutions with which the insurance company has signed a contract to have been located close to your residence. To date, some insurance companies can boast a remarkable list of clinics, laboratories and pharmacies. Before you enter into a contract, you are in the right posprosyty the medical base to know which clinics located closer to your home.
Before you buy a selected product, discuss in detail with the insurance consultant and lawyer all the details of the contract that you sign the offer.