It is known that worker's compensation insurance guarantees medical care and financial support to the workers injured in the workplace. As reported in the New York Times, today worker's compensation insurance system in New York is not perfect and can be viewed as the most hostile in the USA. Most injured New York workers are still at the lowest level of the socio-economic scale in the United States. As they get rather modest benefits, they have no opportunity to provide financial support to their children. In addition, workers experience pressure in reducing injuries because of the premiums that are still the key drain on profits.
It has been found that due to a new reform plan of 2007, some of these problems in the worker's compensation insurance system have been solved. First of all, all workers received increased weekly wage replacement benefits. Secondly, this reform plan reduced certain delays in the process of adjudication. Thirdly, it provided effective rehabilitation for workers with injuries to apply for jobs. Fourthly, this reform plan provided regular weekly benefits for the workers with permanent partial disabilities. Most of these goals have already been achieved, but there are still a number of issues that should be immediately addressed. This fact means that worker's compensation insurance system requires prompts actions to improve the life of workers injured in the workplace.